bunq

3,4
26,4K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Discover mobile banking tailored to every stage of your life. Whether you're exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.
• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 virtual card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• €1,000 ZeroFX for foreign payments
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• 0.5% cashback

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 physical card included
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 virtual cards included
• Personalized budgeting insights and payment sorter
• 5 free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee card and Tap to Pay access
• 250 free transactions/year
• 1% cashback
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 free foreign currency payments/month
• Earn 2% cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 4x 2GB free eSIM bundles for roaming
• Plant a tree for every €100 spent
• 50% discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
14 Apr 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3,5
25,8K reviews
Matthew Shaw
17 September 2020
Bank of the thieves. Started out as a great bank account with great customer service and an easy to use app has turned into the worst bank I could imagine. Time after time they changed terms & conditions without properly informing you and started to charge you for the most basic of things. I used to recommend this bank to friends, now I'm telling everyone to leave. I have and what a great decision, no more hidden charges! (except the one to close the account!)
55 people found this review helpful
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Jordan Mann
01 June 2021
Update 17 is an absolute joke, no fixes to any major issues, more expensive, more dumb social features..! Bye bye Bunq! Fix your UX and I might return. Everything useful is hidden behind some kind of sub-menu that you have to memorize for each page as it changes depending on where you are in the app. What an absolute shambles. For an online bank your app needs to be top notch and very easy to use, this is the opposite.
89 people found this review helpful
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bunq
02 June 2021
Sorry to see that you are not satisfied with our app's UI. I will make sure to forward your feedback to our developers! If you would like to provide additional feedback, you can reach out to us at support@bunq.com or share your ideas on https://together.bunq.com/.
A Google user
03 October 2019
I am trying to understand why I should pay 8 euro per month to have a bank account. I'm a monzo user and I think it's a good bank and it allows you to have a bank account without paying any subscription fee and you can still have saving pots. If there reason is because you allow people to have joining account, multiple cards and multiple account then make an option for people they want to use all those features and another basic plan for a people that only need a normal current bank account.
78 people found this review helpful
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What's new

Here's what's changed:

You can now view all the trees you've planted in your forest again.
It's even easier for students to verify their student status and use bunq Pro for free.
You can now change your nationality directly from the bunq app.
We're always launching small fixes. Some updates might not be immediately noticeable, but they add up to create an even better user experience!