Royal Bank of Scotland

4.7
102K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

Why the RBS app?

Manage your money easily and securely:
• Apply for current, savings, child, teen, premier and student accounts quickly. Eligibility criteria apply.
• See all your bank accounts straight from your home screen.
• Freeze and unfreeze your card at any time (Mastercard only).
• Set up fingerprint, voice or facial recognition for better security and send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices.

Send, receive and access money quickly:
• Request money via a QR code or link.
• Send money faster with a personalised list of favourite payees.
• Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and that uses online or mobile banking. Paying bank criteria and limits may apply.)
• Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have a least £10 available in your account and an active debit card (locked or unlocked).

Stay on top of your spending and saving:
• Keep track of payments all in one place.
• Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
• Budget easily by managing your monthly spending and set categories.
• Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for every life event:
• Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply.
• Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address.
• Discover our additional products and services, including mortgages, home and life insurance and loans in one place.
• Fast track your money goals with the help of our handy plans, tools and tips.


Important info

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings within the menu (note that this is not within our app, but on the settings of your device itself).

Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at rbs.co.uk/mobileterms.

Please save or print a copy along with the Privacy Policy for your record.
Updated on
14 Apr 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, Messages and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
97.8K reviews
Pachy cephalosaurus
4 April 2025
Used to be stellar but slowly seems to be getting worse with every bloated update, unnecessary and garish rounded ui design that is the bane of the modern internet. As well as some important everyday features being completely unusable and locked behind biometric approval unless you sign away your right to deny it. If these issues were to be addressed it would actually be a rare perfect banking app.
1 person found this review helpful
Did you find this helpful?
National Westminster Bank PLC
7 April 2025
Thanks for this, I've shared your feedback with our App development team to help make our App better & better - AJ
Lauren Taylor
12 January 2025
Garbage, have to log out and back in for it to pick up any changes. Useless and outdated. They keep changing it but nothing actually gets better, things just look aesthetically worse while functionality remains the same. I shouldn't have to log out and back in every time I transfer between accounts, I dont have to with any other bank. Rbs really gone downhill recently. They responded to this comment as if they haven't told me that's a security feature lol.
16 people found this review helpful
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National Westminster Bank PLC
13 January 2025
Oh sorry about that, let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can have a chat. - AJ
Jenibear06 Bear
14 November 2024
I don't know what's happened to the app.. I can't scan my cheques. The box doesn't adjust and is just entirely the wrong size. It feels like it's deliberately set this way. Why take something that worked wonderfully before and make it an obstacle.. ? Two phone calls a long wait of 40 mins to then just be hung up on before I can even ask a question. Really disappointed. Service has gone from absolutely amazing to unbelievably dreadful. I feel stupid for recommending my bank to other family.😳
6 people found this review helpful
Did you find this helpful?
National Westminster Bank PLC
15 November 2024
Oh sorry about that, let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can have a chat. - AJ

What's new

• Spend USD fee-free with a Travel account, now available for both Visa & Mastercard current accounts