4.8
12.8L reviews
1Cr+
Downloads
Content rating
PEGI 3
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About this app

Products available depend on where you live. Check wise.com, or download the app, to see what’s available for you.

Make your money work worldwide, for less. 160 countries. 40 currencies.

Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.

Join 16+ million people and businesses worldwide.

— International money transfers —
• Send money to 70+ countries, fast
• Get the real mid-market exchange rate, like on Google, for every money transfer
• Over 52% of transfers are instant, arriving in under 20 seconds
• Secure your transfers with two-factor authentication, encryption and biometrics

— The debit card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Available in the UK, Singapore and multiple EEA countries, for now
• Capital at risk, growth not guaranteed

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Updated on
22 Apr 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
12.6L reviews
Maria Petkova
10 April 2025
I’ve used it for personal transfers, paying for services abroad, and even holding money in multiple currencies. It’s incredibly reliable, secure, and efficient. Notifications are timely, customer service is responsive, and the Wise debit card is a great bonus for traveling or online purchases. Highly recommended for anyone who wants a smarter way to move money globally without hidden fees or hassle.
3 people found this review helpful
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Eric The Nod
9 April 2025
EDIT - The issue is that this app is unreliable, especially when transferring money from a bank account. It tends to crash, causing funds to hang in limbo, meaning you don't receive your money and have to wait for it to get returned. Their customer 'computer says no' service, is useless. There is no movement or human interaction. They simply shrug their shoulders. When it works, great... however, if you have any issues, you are on your own. Use with caution, only move small amounts at a time.
3 people found this review helpful
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Wise Payments Ltd.
11 April 2025
Hi! Please always make sure that you're using the latest version of the app. Uninstalling and reinstalling it can also help. Note that we can't track incoming payments. If the funds were deducted from your bank account, and it's been more than the 2 working days, feel free to reach out at https://wi.se/help, so we can take a look. Thanks. -Wise
Ally Orr
19 April 2025
Took forever to set up, several attempts over 2 months. Once opened it constantly asking to verify details everytime the app opens or do anything. Decided I'm going to close account and use N26 instead. Discovered the software not compatible with my mobile phone making it almost impossible to use. Wife uses wise on her phone without any issues.
Did you find this helpful?
Wise Payments Ltd.
22 April 2025
Hey Ally, We appreciate you taking the time to leave us a review. We don't have any technical issues with our system on a global scale, so we'd recommend uninstalling and re-installing the app, as well as checking to make sure you're using the latest version. For more help, please reach us at https://wi.se/help, and we'll take a look. Wise

What's new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!